Retirement – How to decide when the time is right_Question

Posted on Thursday, October 29th, 2015 at 1:50 am.

Dear Dr. Beth,

I’m 61 and I have been teaching high school for what seems like 100 years. I liked it and had a real passion for my profession for the first 20+ years but I’ve gradually lost enthusiasm over time and now it’s just a job.  I could retire at any time after age 62 and get a modest pension and start collecting social security or I could work longer and put myself in a better financial position.  How do I decide when to retire?

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